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How to Live on a Budget

Budget

Living well on a budget: An inexpensive weekend getaway

The most expensive part of traveling is getting to your destination. Airfare, hotels, cruises, car rentals — they’re not cheap. Save money by shopping online to get the best deals and promotions available. You can budget a trip to virtually anywhere with proper plans and determination. And if you have some schedule and location flexibility, you can save a lot of money without losing any value on your trips.

Save big on groceries—and still eat healthy.

There are easy ways to save money on groceries while living on a budget, even if you like to buy organic food for yourself and your family. For starters, only buy certain organics. If your budget prevents you from going all-in on organics, spend the extra money on the 12 items that have the highest levels of pesticides when not grown conventionally: apples, strawberries, grapes, celery, peaches, spinach, sweet bell peppers, nectarines, cucumbers, potatoes, cherry tomatoes and hot peppers. Additionally, shop the perimeter of the grocery store to get some good deals on nutritious items. Processed and packaged food is often the most expensive — and least healthy — food in the store.

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Get to know your neighborhood.

A great way to have fun with your friends or family, but avoid spending a lot of money, is to plan a staycation — a vacation right in your own community. Staycations have become more and more popular in the last couple years because of the declining economy; instead of splurging on airline tickets, hotels and constant dining out, you are staying close to home, driving instead of flying, and not going to be spending nearly as much money as you would on a full-blown vacation, but still having fun while living on a budget.

Try some of these activities for the ultimate staycation: water parks, the zoo, mini golf, amusement parks, camping, fishing, sporting events, a local wine-tasting, boating, golfing, going to a concert, checking out a new museum, skiing, or staying at a local and inexpensive bed and breakfast. Be creative with your staycations, and don’t let little things get in the way of having fun. Just remember, if you are asking yourself about living well on a budget, there are many ways to go about it. Do your research and be creative.

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