We all love a deal, right?

Well, here’s a little secret: Shopping online is not only much more convenient than heading to the mall or speaking to someone in a call centre, but it’s often much cheaper, too. As long as you’re organized, patient and exercise a bit of discipline, throwing out the “I want it right now” attitude not only helps you make the most of online-only promotions, free shipping and coupons, but you can also maximize the availability of a cash-back rebates website, such as is the nation’s only full-commission-giving cash-back and coupon portal, and it is completely free to join and use. It passes 100 percent of the commission rate that its 2,500 retailers pay it — to advertise their products and services — back to its members as a cash-back rebate. Imagine it as a search engine for online retailers where if you click through its special link to a merchant’s website, it will refund a percentage of what you spend back to you.

Remember, look after the pennies and the dollars will take care of themselves. Here are my TopCashback money-saving deals of the month:

  • Simply sign up to receive emails from MyHabit and you’ll be paid two bucks.
  • Got your eye on a sparkly item for you or a friend at Swarovski? Don’t forget to buy it through to earn 8 percent cash back on full price merchandise or 5 percent cash back for goods on sale.
  • Saw 4 percent off the cost of purchases at Lowe’s the next time you want to do some home improvements.
  • New ASOS customers earn a 10 percent cash-back rebate on its items and past customers can snag 5 percent each time, too. The additional good news is the store offers free standard shipping across the United States.
  • Knock 10 percent off discounted golf equipment at with TopCashback’s special coupon code and earn 6% of the purchase price as money back on top.
  • If you’re tempted to take off on a last-minute vacation, check out accommodation at Orbitz and CheapTickets. You’ll get up to 11.25 percent of the final cost back as a cash back rebate.
  • Grab a 5 percent cash-back discount each and every time you buy something at The Children’s Place.

Freebie of the Month readers can snag a $25 gift certificate or card FREE after coupon savings and cash back — today (Monday, August 12) and tomorrow (Tuesday, August 13) only.

Visit through TopCashback and see if your favorite restaurant or one you’re interested in trying out is listed. For just $10, you can get $25 gift credit for most eateries for today and tomorrow only. And by stacking a TopCashback $4 rebate with a coupon that cuts $6 off the $10 price, you’ll effectively get the $25 value completely free. Now that’s an impressive trifecta of savings.

Quick points to remember:

  • First clear your web browser’s cookies.
  • You must click through to to qualify for the $4 rebate – don’t go direct. You’ll find the special $6 saving coupon code on the cash-back site’s page, as well.
  • Only purchase a $25 gift certificate, no other denomination or have any additional items in your cart, otherwise you won’t qualify for the $6 coupon savings and $4 rebate.
  • Don’t forget to enter the special TopCashback coupon code on the restaurant-search page or the view cart page to shave $6 off the $10 total.
  • At checkout you’ll pay $4. Within seven days of the transaction, $4 cash back will post in your TopCashback account. Between 60 and 90 days later the $4 will turn payable and can be credited straight into your checking or PayPal account, refunding the $4 you initially paid.
  • The site lists more than 18,000 restaurants across the country, so you’re sure to find somewhere tasty. Alternatively, you don’t have to select a restaurant right now — you could simply choose a gift card for the site and redeem its value for a specific eatery at a later date or give it to a friend as a present. There’s no expiration date and they’ll never know you got it free!
  • Use of the $25 credit will be subject to a minimum purchase requirement, before tax and tip. A minimum spend threshold varies from restaurant to restaurant (though it’s often $37.50 for $25 credit) and is listed on each of their pages, so take note before purchasing.

Further details on this delicious freebie are available at

Natasha-Rachel Smith is a journalist, consumer affairs expert and the chief communications officer at money-saving website

These deals were available at the time of publication. Due to their popularity some offers end sooner than expected so if you like a deal, go for it as soon as possible.

More from