Debt is something that affects millions of people in the United States, and it’s mostly a result of bankruptcy, divorce, medical bills or loss of employment. The thing is, though, that debt doesn’t just affect financial health — it can affect physical and mental health, too. When people have to constantly worry about debt, it can start to take a toll on them mentally, physically and emotionally.
This is because our bodies are built to withstand catastrophes, such as death of a loved one, divorce, or even breaking a bone. But the stress that mounts with an ongoing worry, such as struggling to pay the bills, can be overwhelming for our bodies with time. Debt is a problem that doesn’t seem to let up and is always on our minds. Here are some health problems that commonly affect those with debt and what you can do about it.
Because dealing with debt brings on so much stress and worry, the problems that come physically go right along with these. The brain is forced to work overtime when you over think things, leaving the performance levels a little impaired. The brain isn’t the only body part that doesn’t work as well though. The thyroid, immunity, and inflammatory responses are also affected. Because so many things don’t work as well, it results in decreased wound healing, muscle tissue, and bone density. Not everything in the body is decreased, however, when under the strains of stress. Blood pressure increases as well as abdominal fat. Many people that are overweight struggle with debt and the weight is just an outward reflection of the turmoil on the inside.
Things to Do
It is easier said than done, but you need to stop worrying so much. It really does not help to sit worrying and obsessing about your situation. There are several things you can do to help bring your stress levels down. Exercise is at the top of the list because of the way it naturally helps the body cope by boosting endorphins. A gym membership is not a required source for exercise though and may only increase your amount of debt. Try walking outside or even just picking up some yoga videos from your local super store’s bargain bin. Other great things that can help with the stress levels are the typical answers you would expect such as meditation and breathing techniques.
Helping Your Debt Problem
Ultimately, you can’t keep treating the symptoms because it is better to treat the problem by attempting to become debt free. There is no fast debt relief, and anyone who tells you otherwise is just trying to sell you something that you most likely can’t afford. There are companies that can help you to learn techniques that will reflect in your spending patterns and habits, but they are completely different. Debt is a problem that can take years to conquer, depending on the amount of money you owe. Pay off credit cards and sources with the highest interest rates first and work your way down the line.
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