Everyone’s financial problems are different, except for one little similarity: We all have them. It doesn’t matter how organized you are, or how rich you are, or how frugal you are — everyone’s got some sort of financial problem.
Having trouble coming up with one? Here, let me help:
- Credit card debt
- Student loan debt
- Other debt
- Healthcare costs
- Late fees and penalty charges
- High cost of living / inflation
- Taxes too high
- Bad credit
- No credit
- Too many bills to manage
- Social security
- Not making enough money
- Compulsive shopping
- Lack of retirement savings
- Lack of any savings
- Bad investments
- No investments
- College expenses too high
- Marriage or relationship money problems
- Financial disorganization
Did that list help you think of one? Or five?
If you answered yes, don’t worry — you’re not alone.
In fact, 55 percent of surveyed Americans say they are worried about losing money if they invest it, 55 percent say they don’t know who they can trust for financial advice, and 38 percent say they live paycheck to paycheck, according to a 2012 study conducted by the Consumer Federation of America and Certified Financial Board of Standards.
But, don’t let this scare you. The best way to feel better about your financial problems is to do something to make it better. Today, I want to talk about how Manilla can truly help you take control of your financial life, and although it may not be able to completely eliminate your financial woes, it can certainly make you feel more in control of and secure about your finances. Here’s how:
A responsible state of mind
Signing up for Manilla puts you in a better, more organized state of mind. You’re making the conscious decision to take control of the way you manage your money, which inevitably means you’re taking more control of the way you’re spending it. By maintaining a greater awareness of what’s going on with your finances, you’re more likely to make more responsible choices when it comes to spending.
Everything in one place
Whether you’re using the website or the 4+ star customer-rated mobile app for the iPhone or Android, Manilla gives you everything in your life, organized and simplified in one place. With a single login, Manilla lets you manage your financial accounts, utilities, daily deals, travel rewards programs, magazine and Netflix subscriptions, OpenTable reservations, and more. And with Manilla’s new Custom Accounts feature, you can manually add accounts that are not available on Manilla, such as your rent, gym membership, babysitter or dog walker.
With Manilla, you’re able to see how much you’re actually saving and rethink how much you should be saving each month. You’re able to see your credit card bill right next to your checking account. So when you notice your credit card balance is getting a little high, and your checking account balance is getting a little low, it may be a sign that it’s time to cut back on spending and rework your budget. And while Manilla cannot eliminate your debt for you, it allows you to see where you stand with your credit card debt and loans, and it ensures that you’re going to make on-time payments.
Manilla sends automatic bill pay reminders via text and email so that you always pay your bills on time and never pay late fees or penalty charges. Manilla’s alerts offer a solution to not only the issue of wasting your money on late fees, but also the issue of alleviating money problems in a relationship. (You can’t fight about late fees if you never have to pay them!)
Document storage (financial disorganization)
Another solution to the problem of financial disorganization, Manilla’s unlimited account document storage is available to you forever, for free. You have all of your bills and statements right at your fingertips, 24/7, to view, download, print or send via email whenever you want.
There’s no reason to beat yourself up about your financial problems. But it’s important to handle them correctly so they don’t run your life. Take control of your finances by signing up for Manilla today.