It happens to the best of us. We live busy, hectic lives and have dozens of important events, meetings, birthdays and other dates to remember. Every so often, we all forget to pay a bill. It’s OK. But sometimes, it’s less OK than at other times.  Here are three bills you absolutely must track using a monthly bill tracker so that you don’t suffer the consequences of late payments.

Your credit card.  Paying your credit card late will result in some of the more costly late fees (up to $25), and can have a negative impact on your credit score.

Your rent. If you rent your home, your landlord or management company tends to make the rules. The assessment of late fees is often at the discretion of the landlord and the policies are often vague. It’s best to get your rent check in on time to avoid any potential disputes.

Your cable/satellite. We’ve all heard stories of getting the lights shut off for not paying the electric bill on time, but in reality, your gas and electric companies are usually much more forgiving than your cable, satellite, and Internet providers. If you fail to pay your cable bill on time, you’ll not only be hit with a late fee, but your service will be shut off. If you’re like me, losing Internet connection is like losing oxygen. Not to mention, missing the episode of the Bachelor that your DVR was set to… just pay the bill on time.

So, how to avoid these unwanted consequences? Keep your monthly household bills in order with an online bill tracker like Manilla. You can sign into your accounts and see your upcoming bills in a list or on a bill reminder calendar, get notifications on your phone, and receive reminder emails and texts when due dates are coming up. With so many ways to track your bills, you won’t have to worry about any of those fees (or missing the Bachelor).